Managing supply chain costs is key to reducing the costs of doing business. The cost of providing health benefits to employees has spiraled out of control and companies have been powerless to manage the supply chain costs in this area of their budget—until now. Status quo brokers want to keep you fully insured because you can’t manage costs that are contractually set, often at 5-10x the cost of those same services at cash prices. Next generation brokers show you how to pay your own claims at cash rates, with stop-loss protection against costly claims. We add the most valuable layer to the control of health benefits supply chain cost—direct primary care for the employees. This accessible care at a low PEPM cost reduces unnecessary services from ER visits, preventable specialist visits, high cost imaging services, and pharmacy costs. Cash pricing for services, combined with reduction of unnecessary services, with a layer of stop-loss protection on top, leads to as much as 30% lower health benefits costs rather than 10-15% increases annually.
We will provide you with quarterly reports that help you see your return on investment for providing a direct primary benefit. You will be able to track prevented claims in several important areas:
When you compare actual claims in your employees who selected the DPC benefit to those who did not, you can expect to see an average of $100-200 less per month per employee.
We assist primary care physicians in the process of converting to a direct primary care practice. We will share our forms, give you advice on practice set up, help you make decisions about a hybrid vs. straight DPC model, advise you on which platforms to use for the unique aspects of DPC practices such as billing and communication. We are just “paying it forward”from those who helped us get started. We all benefit from your success, including the companies and employees we serve.